Insurance for your home, your car, your life and family, and your business

Providence Village, TX

Your Trusted Farmers Insurance Agent

Lance Thomas smiling in a navy suit, light blue shirt, and red tie, wearing glasses, in front of a dark studio backdrop
Lance ThomasFarmers Insurance Agent, Denton

Your Farmers Agent for Providence Village

Providence Village is just off US-380 east of Denton, about a 20 minute drive from our office on San Jacinto Blvd. You can work with us entirely by phone and email, or stop in when it’s easier to talk it through in person.

Many families here are buying their first home or moving up from an apartment. We’ll explain how homeowners insurance works, what your lender needs from you, and how to bundle it with your auto so it’s all in one place.

  • First Time Homebuyers

    Buying your first home comes with a pile of paperwork. We’ll explain what your homeowners policy covers, what your lender requires, and how the premium fits into escrow.

  • Growing Families

    A new baby or a new house is a good time to think about life insurance. Term coverage is often an affordable way to protect a mortgage and the people who depend on you.

  • Commuting on US-380

    Traffic on US-380 and long drives to work add up. We’ll help you pick auto limits and uninsured motorist coverage that fit the miles you drive every day.

  • Spring Storms

    Hail can hit a whole neighborhood at once. We’ll show you your wind and hail deductible now, so you know what to expect if you ever need to file a claim.

Client reviews

Trusted by families across North Texas

  • Lance is the most communicative and comprehensive insurance agent we’ve ever had. He has been committed to watching out for us and truly just wants to make sure we are taken care of, regardless of how it may affect him. He is a genuinely kind person and absolutely the right person you want in your corner when dealing with insurance.

    Kaitlyn W.Google review · Client

  • Our experience has been flawless with Lance Thomas and Farmers. They have been attentive, quick to respond and good with their offers and rate.

    Balaji R.Google review · Renters

  • Fair price on homeowners insurance and made the transfer from my old insurance easy. They contacted the lender and set it up.

    Frank C.Google review · Home

Real reviews from Lance Thomas Insurance clients on Google.

Read all testimonials

Visit the office

Stop by and say hello

  • 2220 San Jacinto Blvd, Ste 101
    Denton, TX 76205
  • (940) 281-2069
  • Call ahead for current office hours
Get Directions

Near Providence Village

Also serving nearby towns

  • Aubrey, TX

    A fast growing town where new subdivisions sit alongside older farmhouses and rural land.

  • Krugerville, TX

    A small town off US-380 where newer homes sit next to open land and long daily commutes.

  • Cross Roads, TX

    A short drive from our office, with newer neighborhoods and larger lots off US-380.

  • Oak Point, TX

    A quiet lake community where homeowners want coverage that keeps up with rising home values.

  • Denton, TX

    Our home office on San Jacinto Blvd. Stop in or give us a call.

See our full service area

Providence Village FAQs

Straight answers for Providence Village families

Don't see your question here? Give the office a call and we'll help you sort it out.

Talk to the office(940) 281-2069
Do you serve Providence Village even though your office is in Denton?

Yes. Our office is at 2220 San Jacinto Blvd in Denton, about a 20 minute drive west on US-380. Most clients in Providence Village work with us by phone and email. Call ahead at (940) 281-2069 if you’d like to stop by.

What does my mortgage lender require for homeowners insurance?

Lenders generally require a homeowners policy that covers the dwelling, with the lender listed on the policy. We can send proof of coverage to your lender and set up billing through escrow if that’s how your loan works. Bring your loan paperwork and we’ll make sure it lines up.

Should I get life insurance now that I own a home?

If someone depends on your income, life insurance can help them keep the house and pay the bills if something happens to you. Many young families start with a term policy that lasts about as long as the mortgage. We’ll help you figure out an amount that makes sense.

Can I bundle my home and auto insurance?

Yes. Bundling home and auto usually qualifies for a multi-policy discount, and it keeps your coverage with one agent. We’ll show you what it looks like both ways before you decide.

Providence Village, Let’s Talk Coverage

Call the office or request a quote online. Whether it’s your first policy or your fifth, we’ll walk you through it in plain language.