Insurance for your home, your car, your life and family, and your business
Cross Roads, TX
Your Trusted Farmers Insurance Agent
Your Local Agent for Cross Roads
Cross Roads is east of Denton on US-380, a short drive from our office on San Jacinto Blvd. Lance Thomas helps Cross Roads households with auto, home, renters, life, and business insurance. Call, email, or stop by when you’re in Denton.
Cross Roads mixes newer neighborhoods with larger lots and open land, and it has grown along with the rest of the US-380 corridor. If you just moved in, we can help you set up coverage from scratch. If you’ve been here for years, it may be time for a fresh look at your policies.
Popular in Cross Roads
Protection for you or your family
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Newer Neighborhoods
Moving into a new home? Your lender needs proof of coverage before closing, and we can help you set it up early so there’s no last-minute rush.
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Larger Lots
Homes on bigger lots often come with sheds, shops, and fencing. We’ll make sure your policy accounts for more than just the house.
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Life on US-380
US-380 carries a lot of traffic through the area. Solid liability limits and uninsured motorist coverage matter when you’re on the road every day.
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Hail and Wind
Spring storms roll through every year. We’ll go over your roof coverage and deductible so a hail claim doesn’t catch you off guard.
Client reviews
Trusted by families across North Texas
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Lance Thomas’ Farmers Insurance office has been great to work with in getting quotes for my homeowners, autos and umbrella policies. They were responsive, courteous and competitive. I have enjoyed doing business with them. Thank you!
Greg P.Google review · Home, auto & umbrella
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Our experience has been flawless with Lance Thomas and Farmers. They have been attentive, quick to respond and good with their offers and rate.
Balaji R.Google review · Renters
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Farmers is awesome. Reasonable cost, great customer service
Mary S.Google review · Home & auto
Visit the office
Stop by and say hello
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2220 San Jacinto Blvd, Ste 101
Denton, TX 76205 - (940) 281-2069
- Call ahead for current office hours
Near Cross Roads
Also serving nearby towns
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Krugerville, TX
A small town off US-380 where newer homes sit next to open land and long daily commutes.
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Oak Point, TX
A quiet lake community where homeowners want coverage that keeps up with rising home values.
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Providence Village, TX
A master planned town full of young families and first time homebuyers.
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Denton, TX
Our home office on San Jacinto Blvd. Stop in or give us a call.
Cross Roads FAQs
Straight answers for Cross Roads residents
Don't see your question here? Give the office a call and we'll help you sort it out.
Talk to the office(940) 281-2069Do you serve Cross Roads even though your office is in Denton?
Yes. Cross Roads is a short drive east of our Denton office on US-380. Most of what you need can be handled by phone or email, and you’re welcome to stop by in person.
What is uninsured motorist coverage, and do I need it?
Uninsured and underinsured motorist coverage can help pay for your injuries and, depending on the policy, damage to your car if you’re hit by a driver with no insurance or not enough. In Texas you can reject it in writing, but many drivers choose to keep it. We’ll explain how it works on your policy.
I’m buying a home in Cross Roads. What do I need before closing?
Your lender will want proof of homeowners insurance before closing, usually with the lender listed on the policy. We can help you get quotes early and send the lender what they need.
Does my homeowners policy cover my shed or shop?
Many homeowners policies include some coverage for other structures, often a percentage of your dwelling limit. If you have a large shop or valuable equipment inside it, ask us whether that’s enough.
Cross Roads, Let’s Talk Coverage
Call the office, email us, or stop by in Denton. We’ll help you sort out coverage for your home, your cars, and your daily drive.