Insurance for your home, your car, your life and family, and your business

Lake Dallas, TX

Your Trusted Farmers Insurance Agent

Lance Thomas smiling in a navy suit, light blue shirt, and red tie, wearing glasses, in front of a dark studio backdrop
Lance ThomasFarmers Insurance Agent, Denton

Your Insurance Agent for Lake Dallas

Lake Dallas is a quick trip up I-35E to our Denton office, and we work with plenty of Lake Dallas households by phone and email too. Call with a question and you’ll talk to our team, not a call center.

Lake Dallas is one of the older towns on Lewisville Lake, with a mix of long-standing homes, rentals, and small businesses. Older homes, boats, and extra vehicles in the driveway all come with their own coverage questions. We’ll help you sort out what needs to be covered and how.

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Protection for you or your family

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  • Older Homes

    Older homes can have roofs, wiring, and plumbing that affect coverage and cost. We’ll look at the home’s age and condition, not just its size.

  • Boats on Lewisville Lake

    Boats and personal watercraft generally need their own policy. We’ll help you cover the boat and your liability on the water.

  • Renters and Landlords

    Renting in Lake Dallas? Renters insurance protects your belongings and liability. Renting a house out? That usually calls for a landlord policy, not a homeowners policy.

  • Storms and Flooding

    Hail is the big one in spring, but heavy rain matters near the lake too. Flood coverage is a separate policy, so ask us whether it makes sense for you.

Client reviews

Trusted by families across North Texas

  • If you are looking for life insurance, home insurance, or auto insurance in Denton, TX, definitely give Lance Thomas a call. He is THE HONEST person you are looking for. He will sit down with you to understand your needs and will help you achieve your goals to ensure you are making a good decision.

    Nathan F.Google review · Home, auto & life

  • Lance has been a great agent to work with. Clear, concise, and very responsive!!!

    Scott M.Google review · Home

  • Our experience has been flawless with Lance Thomas and Farmers. They have been attentive, quick to respond and good with their offers and rate.

    Balaji R.Google review · Renters

Real reviews from Lance Thomas Insurance clients on Google.

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Visit the office

Stop by and say hello

  • 2220 San Jacinto Blvd, Ste 101
    Denton, TX 76205
  • (940) 281-2069
  • Call ahead for current office hours
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Near Lake Dallas

Also serving nearby towns

  • Hickory Creek, TX

    A small lakeside town where homes near the water deserve a careful coverage review.

  • Shady Shores, TX

    A quiet lakeside town with larger lots, older trees, and homes that deserve a closer look.

  • Corinth, TX

    An established community off I-35E with plenty of families ready to bundle home and auto.

  • Highland Village, TX

    Established neighborhoods near the lake where many homeowners are due for a policy review.

  • Denton, TX

    Our home office on San Jacinto Blvd. Stop in or give us a call.

See our full service area

Lake Dallas FAQs

Straight answers for Lake Dallas residents

Don't see your question here? Give the office a call and we'll help you sort it out.

Talk to the office(940) 281-2069
Do you serve Lake Dallas even though your office is in Denton?

Yes. Our office is a short drive up I-35E, and most Lake Dallas clients work with us by phone and email. You’re always welcome to stop by; call ahead at (940) 281-2069.

Does homeowners insurance cover flood damage?

Generally, no. Flood coverage is a separate policy, and there’s often a waiting period before it takes effect. If you live near the lake or in a low spot, it’s worth asking about before you need it.

I rent out a house in Lake Dallas. Is my homeowners policy enough?

Usually not. Once a home is rented to someone else, it typically needs a landlord (dwelling) policy. Your tenant’s belongings are their responsibility, which is why many landlords ask tenants to carry renters insurance.

How is an older home insured differently?

Insurers often look closely at the roof, electrical, plumbing, and heating in older homes. Updates can help. We’ll go through your home’s details and explain what affects your coverage.

Do I need boat insurance if I only go out a few times a year?

Even occasional use carries risk. A homeowners policy may cover very little for a boat, if anything. A watercraft policy can cover damage and your liability if someone gets hurt. We’ll help you decide.

Lake Dallas, Let’s Talk Coverage

Call the office, send an email, or request a quote online. We’re a short drive up I-35E when you’d rather talk in person.

(940) 281-2069 Get a Quote