Insurance for your home, your car, your life and family, and your business

Shady Shores, TX

Your Trusted Farmers Insurance Agent

Lance Thomas smiling in a navy suit, light blue shirt, and red tie, wearing glasses, in front of a dark studio backdrop
Lance ThomasFarmers Insurance Agent, Denton

Your Farmers Agent for Shady Shores

Shady Shores is one of the closest towns to our office. It’s a short drive up I-35E to San Jacinto Blvd in Denton, so stopping by is easy. If you’d rather not, we can handle quotes and changes by phone and email.

Shady Shores is a small town with larger lots, mature trees, and homes near Lewisville Lake. Many houses here have been standing for a while, and the coverage on them often hasn’t been looked at in years. That’s where we start.

  • Big Trees, Big Lots

    Mature trees shade much of Shady Shores. We’ll explain how your policy handles a tree coming down on the house, the fence, or the car, and what it pays for removal.

  • Homes Near the Lake

    A standard homeowners policy doesn’t cover rising water. We’ll help you decide whether a separate flood policy is worth it for where your home sits.

  • Established Homes

    If you’ve owned your home for years, your dwelling limit may not match today’s rebuild costs. A quick review can catch a gap before a claim does.

  • Hosting and Liability

    Big yards mean pools, trampolines, and guests. We’ll check your personal liability limit and whether an umbrella policy makes sense for your household.

Client reviews

What our clients say about us

  • Incredible service. Saved me a ton of money and it was a hands free process. Provided them with my current insurance (home/auto), they matched the coverage and it came in significantly less expensive. A simple phone call and a few emails to complete enrollment. Awesome!

    Darrell A.Google review · Home & auto

  • Amazing communication and very friendly and easy to work with

    Jimbo D.Google review · Client

  • Great customer service!

    Stacy A.Google review · Client

Real reviews from Lance Thomas Insurance clients on Google.

Read all testimonials

Visit the office

Stop by and say hello

  • 2220 San Jacinto Blvd, Ste 101
    Denton, TX 76205
  • (940) 281-2069
  • Call ahead for current office hours
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Near Shady Shores

Also serving nearby towns

  • Lake Dallas, TX

    An older lakeside community where boats, second vehicles, and homes all need coverage.

  • Hickory Creek, TX

    A small lakeside town where homes near the water deserve a careful coverage review.

  • Corinth, TX

    An established community off I-35E with plenty of families ready to bundle home and auto.

  • Copper Canyon, TX

    A small, wooded town with larger homes on big lots, worth a careful look at dwelling limits.

  • Denton, TX

    Our home office on San Jacinto Blvd. Stop in or give us a call.

See our full service area

Shady Shores FAQs

Straight answers for Shady Shores homeowners

Don't see your question here? Give the office a call and we'll help you sort it out.

Talk to the office(940) 281-2069
Do you serve Shady Shores even though your office is in Denton?

Yes. Our office at 2220 San Jacinto Blvd in Denton is about 15 minutes up I-35E from Shady Shores. Stop by, or handle everything by phone and email if that’s easier. Call ahead at (940) 281-2069 and we’ll be ready for you.

A tree fell on my house. Is that covered?

In most cases, homeowners insurance covers damage when a tree falls on your house or another covered structure because of wind, lightning, or another covered cause. Tree removal is often covered only up to a set limit, and a tree that falls without hitting anything may not be covered at all. Call us and we’ll look at what your policy says.

Do I need flood insurance if I live near Lewisville Lake?

Standard homeowners policies don’t cover flood. Whether a separate flood policy makes sense depends on where your home sits, but flooding can happen outside high risk zones too. Flood policies usually have a 30 day waiting period, so don’t wait for a storm in the forecast.

Is an umbrella policy worth it?

If you have a pool, host guests often, have teen drivers, or have savings you want to protect, an umbrella policy adds liability coverage above your home and auto limits. Ask us what it would cost for your household.

Shady Shores, Let’s Talk Coverage

Call the office, stop by on San Jacinto Blvd, or request a quote online. We’ll review your coverage and explain it in plain language.