Insurance for your home, your car, your life and family, and your business

Highland Village, TX

Your Trusted Farmers Insurance Agent

Lance Thomas smiling in a navy suit, light blue shirt, and red tie, wearing glasses, in front of a dark studio backdrop
Lance ThomasFarmers Insurance Agent, Denton

Your Insurance Agent for Highland Village

Lance Thomas Insurance is based in Denton, and we work with Highland Village families by phone, email, and in person at our office. From Highland Village it’s a straight shot up I-35E, so stopping by is easy when you want to go over a policy face to face.

Highland Village is mostly established neighborhoods, with Lewisville Lake along its edge and FM 407 and FM 2499 running through town. A lot of homeowners here have had the same policy for years. That’s often a good reason for a fresh look at your home’s rebuild cost, your deductibles, and how much liability protection you carry.

  • Policy Check-Ups

    If your homeowners policy hasn’t been reviewed in a few years, your dwelling limit may not match today’s rebuild costs. We’ll check it with you.

  • More Liability Protection

    Homeowners with pools, teen drivers, or growing savings often want more liability protection. An umbrella policy adds a layer above your home and auto limits.

  • Teen Drivers

    Adding a new driver is one of the biggest changes to an auto policy. We’ll explain how it affects your coverage and what you can do about the cost.

  • Hail and Wind

    North Texas storms don’t skip established neighborhoods. We’ll walk through your roof coverage and wind and hail deductible so you know where you stand.

Client reviews

What clients say about working with Lance

  • Incredible service. Saved me a ton of money and it was a hands free process. Provided them with my current insurance (home/auto), they matched the coverage and it came in significantly less expensive. A simple phone call and a few emails to complete enrollment. Awesome!

    Darrell A.Google review · Home & auto

  • Lance is the most communicative and comprehensive insurance agent we’ve ever had. He has been committed to watching out for us and truly just wants to make sure we are taken care of.

    Kaitlyn W.Google review · Client

  • Farmers is awesome. Reasonable cost, great customer service

    Mary S.Google review · Home & auto

Real reviews from Lance Thomas Insurance clients on Google.

Read all testimonials

Visit the office

Stop by and say hello

  • 2220 San Jacinto Blvd, Ste 101
    Denton, TX 76205
  • (940) 281-2069
  • Call ahead for current office hours
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Near Highland Village

Also serving nearby towns

  • Copper Canyon, TX

    A small, wooded town with larger homes on big lots, worth a careful look at dwelling limits.

  • Lantana, TX

    A master planned community where families often bundle home, auto, and life coverage.

  • Hickory Creek, TX

    A small lakeside town where homes near the water deserve a careful coverage review.

  • Lake Dallas, TX

    An older lakeside community where boats, second vehicles, and homes all need coverage.

  • Bartonville, TX

    A rural town of large lots and horse properties, where one policy rarely covers everything.

See our full service area

Highland Village FAQs

Straight answers for Highland Village residents

Don't see your question here? Give the office a call and we'll help you sort it out.

Talk to the office(940) 281-2069
Do you serve Highland Village even though your office is in Denton?

Yes. We work with Highland Village clients by phone and email every day, and our Denton office is a short drive up I-35E if you’d like to meet in person. Call (940) 281-2069 to set up a time.

My house was built years ago. Is my coverage still enough?

Maybe not. Construction costs change, and remodels add value an old policy may not reflect. We’ll look at your dwelling limit and what it would take to rebuild your home today, then you can decide whether to adjust it.

Do I need an umbrella policy?

Not everyone does, but it’s worth a look if you have a pool, a teen driver, rental property, or significant savings. An umbrella policy adds liability protection above your home and auto limits, and it’s often less expensive than people expect.

Can I bundle home and auto to save?

Bundling home and auto often qualifies for a multi-policy discount, and it keeps everything with one agent. We’ll show you what a bundle looks like for your household before you switch anything.

Highland Village, Let’s Review Your Coverage

Call the office or request a quote online. We’ll look at what you have now and explain your options in plain language.