Insurance for your home, your car, your life and family, and your business
Krum, TX
Your Trusted Farmers Insurance Agent
Your Insurance Agent for Krum
Krum is just northwest of Denton, close enough that many of our Krum clients stop by the office when they’re in town. Others never need to: we handle quotes, changes, and questions by phone and email.
Krum has changed a lot. New subdivisions have gone up next to older homes and rural properties, and plenty of families own land, trucks, trailers, or animals along with the house. Those things don’t always fit neatly into a standard policy, so we take the time to ask what you actually have.
Popular in Krum
Protection for you or your family
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Acreage and Rural Property
Land, fencing, barns, and animals raise different questions than a typical lot. We’ll go through your property and explain what a homeowners policy does and doesn’t cover.
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New Construction
Just closed on a new build? We’ll make sure your dwelling limit matches the real cost to rebuild, not just the purchase price.
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Trucks and Trailers
Pickups, work trucks, and trailers all belong on the right policy. We’ll check that your auto coverage matches the vehicles in your driveway.
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Hail Season
Spring storms hit open country hard. We’ll walk through your roof coverage and deductible before the season, not after the damage.
Client reviews
What clients say about working with Lance
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Lance is the most communicative and comprehensive insurance agent we’ve ever had. He has been committed to watching out for us and truly just wants to make sure we are taken care of, regardless of how it may affect him. He is a genuinely kind person and absolutely the right person you want in your corner when dealing with insurance.
Kaitlyn W.Google review · Client
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Fair price on homeowners insurance and made the transfer from my old insurance easy. They contacted the lender and set it up.
Frank C.Google review · Home
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Lance is a wonderful agent, he is always there to answer your questions.
Dean T.Google review · Client
Visit the office
Stop by and say hello
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2220 San Jacinto Blvd, Ste 101
Denton, TX 76205 - (940) 281-2069
- Call ahead for current office hours
Near Krum
Also serving nearby towns
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Denton, TX
Our home office on San Jacinto Blvd. Stop in or give us a call.
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Ponder, TX
A small town west of Denton with ranch land, new builds, and long daily drives.
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Sanger, TX
A small town north of Denton along I-35 with a mix of older homes and new development.
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Argyle, TX
Acreage homes and horse properties that often need more than a standard homeowners policy.
Krum FAQs
Straight answers for Krum residents
Don't see your question here? Give the office a call and we'll help you sort it out.
Talk to the office(940) 281-2069Do you serve Krum even though your office is in Denton?
Yes. Krum is a short drive from our Denton office, and we work with Krum families by phone, email, and in person. Call (940) 281-2069 and we’ll set up whatever works for you.
Does a regular homeowners policy work for acreage?
Sometimes, but not always. Larger properties, outbuildings, livestock, and farm equipment can need extra coverage or a different kind of policy. Tell us about your property and we’ll explain what fits.
How should I insure a brand new home?
Start with the cost to rebuild, which can differ from what you paid. Also check your wind and hail deductible and whether any builder warranty affects coverage. We’ll go through it with you before closing if you’d like.
Do my trailers need their own coverage?
It depends on the trailer and how you use it. Some auto policies extend liability to a trailer you tow, but damage to the trailer itself may need separate coverage. Ask us and we’ll check your policy.
Krum, Let’s Talk Coverage
Call the office, stop by next time you’re in Denton, or request a quote online. We’ll explain your options in plain language.