Insurance for your home, your car, your life and family, and your business

Sanger, TX

Your Trusted Farmers Insurance Agent

Lance Thomas smiling in a navy suit, light blue shirt, and red tie, wearing glasses, in front of a dark studio backdrop
Lance ThomasFarmers Insurance Agent, Denton

Your Farmers Agent for Sanger

Sanger is a straight drive down I-35 to our office in Denton, and plenty of our Sanger clients never need to come in at all. We handle quotes, policy changes, and questions by phone and email, and the office door is open if you’d rather sit down with us.

Sanger mixes older homes near the center of town with newer neighborhoods and rural property on the outskirts, and Ray Roberts Lake is close by. We’ll look at the house, the land, and anything you tow so your coverage matches your life.

  • Older Homes

    Older homes can have aging roofs, wiring, and plumbing that affect coverage. We’ll look at the home’s age and updates so your policy fits the house you actually own.

  • Rural Property

    Land outside town often comes with shops, barns, and fencing. We’ll check your other structures coverage and point out anything a standard policy may not cover.

  • Weekends at the Lake

    Ray Roberts Lake is close by. If you tow a boat or camper, ask us how your auto policy handles the trailer and what separate coverage the boat or RV may need.

  • Commuting on I-35

    Many Sanger residents drive I-35 into Denton or farther south every day. We’ll set auto limits and uninsured motorist coverage that fit those miles.

Client reviews

Trusted by families north of Dallas

  • If you are looking for life insurance, home insurance, or auto insurance in Denton, TX, definitely give Lance Thomas a call. He is THE HONEST person you are looking for. He will sit down with you to understand your needs and will help you achieve your goals to ensure you are making a good decision.

    Nathan F.Google review · Home, auto & life

  • Lance was great to work with.

    Greg S.Google review · Client

  • Lance has been a great agent to work with. Clear, concise, and very responsive!!!

    Scott M.Google review · Home

Real reviews from Lance Thomas Insurance clients on Google.

Read all testimonials

Visit the office

Stop by and say hello

  • 2220 San Jacinto Blvd, Ste 101
    Denton, TX 76205
  • (940) 281-2069
  • Call ahead for current office hours
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Near Sanger

Also serving nearby towns

  • Krum, TX

    A small town west of Denton with new neighborhoods, rural properties, and farm vehicles.

  • Aubrey, TX

    A fast growing town where new subdivisions sit alongside older farmhouses and rural land.

  • Krugerville, TX

    A small town off US-380 where newer homes sit next to open land and long daily commutes.

  • Denton, TX

    Our home office on San Jacinto Blvd. Stop in or give us a call.

See our full service area

Sanger FAQs

Straight answers for Sanger residents

Don't see your question here? Give the office a call and we'll help you sort it out.

Talk to the office(940) 281-2069
Do you serve Sanger even though your office is in Denton?

Yes. Our office is at 2220 San Jacinto Blvd in Denton, a short drive south on I-35 from Sanger. Most of our work happens by phone and email, but you’re welcome to stop by. Call ahead at (940) 281-2069 and we’ll be ready for you.

My home is older. Can I still get good homeowners coverage?

Usually, yes. Insurers look at the age and condition of the roof, wiring, plumbing, and heating. Updates like a newer roof can help. Bring what you know about the home’s updates and we’ll find a policy that fits.

Do I need separate insurance for my boat or camper?

Often, yes. A homeowners policy may offer only limited coverage for a small boat, and an RV or travel trailer usually needs its own policy. Your auto policy may extend liability to a trailer you tow, but not always damage to the trailer itself. Ask us before your next trip to the lake.

Does homeowners insurance cover my shop or barn?

Most homeowners policies include other structures coverage for detached buildings, usually set as a percentage of your dwelling limit. If your shop or barn is large or holds expensive tools and equipment, that may not be enough. We can raise the limit or look at other options.

Sanger, Let’s Talk Coverage

Call the office or request a quote online. We’ll go over your home, land, and vehicles and explain your options in plain language.